Pinacelonline Terms & Conditions

Last updated: July 8, 2025

1. Acceptance of Terms

By accessing or using Pinacelonline's services and website, you agree to comply with and be bound by these Terms and Conditions. If you do not agree, please do not use our platform.

2. Eligibility

You must be at least 18 years old and legally capable of entering into a binding agreement to use our services. Use of our services is void where prohibited by law.

3. Account Responsibility

When you open an account with Pinacelonline, you are responsible for maintaining the confidentiality of your login credentials. You agree to notify us immediately of any unauthorized use of your account.

4. Services Offered

Pinacelonline provides digital banking services including account management, fund transfers, savings, loans, and more. Specific service terms may apply and should be reviewed in detail before use.

5. Fees & Charges

Our services may be subject to fees, which will be communicated clearly on the website or through official communication channels. You agree to pay all applicable fees when due.

6. Privacy Policy

Your use of Pinacelonline is also governed by our Privacy Policy. We are committed to protecting your personal information and financial data.

7. Limitation of Liability

Pinacelonline is not liable for any indirect, incidental, or consequential damages arising from the use or inability to use our services, including but not limited to transaction errors or unauthorized access.

8. Intellectual Property

All content, branding, and technology used on the Pinacelonline platform are the property of Pinacelonline or its licensors. Unauthorized use is strictly prohibited.

9. Changes to Terms

We reserve the right to modify these Terms at any time. Changes will be effective upon posting to the website. Your continued use of the service constitutes your acceptance of the revised Terms.

10. Governing Law

These Terms shall be governed by the laws of [Your Jurisdiction], without regard to its conflict of law principles.

11. Contact Us

If you have any questions about these Terms and Conditions, please contact us at support@pinacelonline.com.